Private Wealth Management

We know that financial peace-of-mind is the destination every investor desires. Managing your wealth in a way that brings you security, happiness, and quality of life is important, and we’re passionate about providing the roadmap to make that happen for you.

Investment Consulting

Delivering on our promise to help you make the right financial decisions.

Advanced Planning

Enhancing and protecting your wealth, with the flexibility for charitable giving and passing your assets on to your heirs.

Relationship Management

Ensuring personalized service built on trust and collaboration, informed insight, and a strong understanding of your financial needs and goals.

A Look at our Wealth Management Process.

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Discovery Meeting

  • Proprietary process to identify values and goals

Recommendations Meeting

  • Present “Total Wealth Profile”
  • Review “2nd Opinion” of current strategy
  • Provide recommendations driven by values and goals

Implementation Meeting

  • Address questions
  • Plan revisions
  • Execute paperwork

45 Day Check-In

  • Address questions
  • Review “Client Portal”
  • Prioritize advanced planning objectives

Periodic Review Meeting

  • Review “Total Wealth Profile”
  • Update goals and review progress toward achieving goals
  • Portfolio review
  • Address any advanced planning need
  • Engage other advisors as necessary

Clients We Work With

Clients come to Capital Directions for our expertise in technical wealth management matters, our counsel on major decisions, the convenience of coordinated and ongoing advice and the continuity of advice for their family.  Because we have been serving clients since 1985, we have experience working with a variety of clients  who have similar challenges and needs.

Here are examples of the types of clients we work with and some of their challenges and questions:

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BUSINESS OWNERS & ENTREPRENEURS

EXECUTIVES & PROFESSIONALS

WIDOWS & DIVORCEES

RETIREES

Common Questions and Concerns of our Business Owner Clients

  • What are the best ways for me to save for retirement outside of my business?
  • How much do I need to have in liquid assets to retire?
  • How much is my business worth?
  • I want my children to someday own and manage the business. How do we accomplish this?
  • I want to sell the business to my employees. How is this typically done?
  • If something happens to me, we want a plan in place to provide for my family and minimize the interruption to the business.
  • After a business sale, how do I transition from having consistent income and low financial assets to no income with only financial assets?

Benefits of Working with Capital Directions

  • We help you define your financial goals and priorities.
  • We Develop and implement strategies based on your preferences to successfully pursue your goals.
  • Coordination with your other trusted advisers such as CPAs, attorneys, and insurance agent.
  • Our service provide more free time and ability to focus on your greatest wealth generator – your business.
  • Our services provide peace of mind that you have a customized plan in place.
  • We engage your family and next generation as necessary.

Common Questions and Concerns of our Executive and Professional Clients

  • Am I on track to reach my financial goals?
  • A large percentage of my wealth is tied up in my employer’s stock. How much is too much and can I protect myself against the downside?
  • I need help in understanding my stock option plans and the implications of exercising.
  • How much do I need to have in liquid assets to retire?
  • I don’t have a 401k plan. How much should I be saving outside of my retirement plans to reach my goals?
  • How risky is my current portfolio and how much risk should I take?
  • I need a plan in place for my family in the event something happens to me.
  • Am I doing everything I can to minimize the taxes I am paying?
  • I need someone who can coordinate into one strategic plan all the advice I receive regarding finances and taxes.

Benefits of Working with Capital Directions

  • We help you define your financial goals and priorities.
  • We develop, implement, and monitor strategies based on your preferences to successfully pursue your goals.
  • We provide coordination with your other trusted advisers such as CPAs, attorneys, and insurance agent.
  • Together, we develop a personalized plan addressing investments, risk management, taxes and estate planning.
  • You gain time savings so you have more freedom.

Common Questions and Concerns of our Widowed or Divorced Clients

  • My spouse managed all the finances. I need someone to help me gain a clear understanding of my financial picture.
  • I need help understanding how much I can afford to spend each year.
  • How should I invest my portfolio to achieve my goals?
  • Do I need to find a job?
  • I need a CPA, attorney or insurance agent. Who do I choose?
  • What estate and other legal documents do I need to update?

Benefits of Working with Capital Directions

  • We organize your financial life and educate on different choices.
  • Your personalized plan is regularly updated and adjusted as necessary.
  • We help you understand what you can afford to spend.
  • We provide coordination with your other trusted advisers such as CPA, attorney and insurance agent.

Common Questions and Concerns of our Retired or Nearly Retired Clients

  • Can my assets provide us enough income to last the rest of our lives?
  • Will we still be okay if there is a large market correction?
  • When should we file for social security benefits?
  • How do we turn our financial assets into cash flow?
  • Can we afford a second home?
  • Should I purchase long term care insurance?
  • Do we still need our life insurance coverage?
  • Should I make financial gifts to my heirs during our lifetimes or wait until the end of our lives?
  • Do we have all the necessary estate planning documents in place
  • We would like to help with college tuition for our grandchildren. Can we afford this, and what is the best way to help?

Benefits of Working with Capital Directions

  • Together, we develop and implement a plan that ensures your personal security.
  • We stress test the plan for various market environments.
  • We organize your financial life and educate on different choices and how they impact you.
  • We help you understand what you can afford to spend.
  • We provide coordination with your other trusted advisers such as CPA, attorney and insurance agent.

The Wealth Management Formula

Achieving your financial goals requires more than just a diversified portfolio. At Capital Directions, we guide you through our proven formula that combines investment consulting, advanced planning, and relationship management to deliver holistic wealth management.

Contact Us today to learn how we can help you.