About Us

We provide you with a positive, enriching experience by taking the time to fully understand your life’s journey and your dreams for your financial future.

Founded in 1985, Capital Directions began with one simple goal: to lead clients to a better way of investing.

By applying a strategic philosophy that is grounded in academic research and investment science, we’ve built our reputation for sound financial guidance.

Our success has followed the same arc as our clients’ success, with our expansion beyond private wealth management into the management of retirement plans for employers, as well as foundations and endowments for non-profits.

Through a disciplined focus on prudent processes and operational efficiencies, we’ve also been able to offer strategic support to other independent investment advisors. Our advisor services program frees advisors to spend more time with clients and less time on time-consuming tasks like portfolio design, trading and performance reporting.

In all three areas of our business, the goal remains the same as it was in 1985: to lead clients to a better way of investing.

Contact Us today to learn how we can help you.

Our Team

The Capital Directions team combines expertise, experience and caring to always put our clients’ interests first.

Click on any team member to view their profile.

Dennis Covington

Managing Principal

Terry Hartigan

Principal

Scott Pritchard

Principal

John Williams

Principal

Dennis Covington, CFP®

Managing Principal

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Dennis Covington is the Managing Principal of Capital Directions and is a Certified Financial Planner™ practitioner. Mr. Covington joined the firm in April 2000 following five years as a Senior Institutional Consultant with TIAA-CREF, the world’s largest private pension system, and three years as a staff accountant with KPMG Peat Marwick. Mr. Covington leads the firm’s advisor services practice and works with several individual clients as well. He has extensive experience in helping the firm’s clients identify their most important financial goals and developing a plan and a process that greatly increases their chances of achieving those goals.

Mr. Covington graduated with a degree in Accounting from Appalachian State University in 1992. He is an active member of Alpharetta Methodist Church and enjoys volunteering with Cambridge High School Football and North Fulton Young Life. He and his wife Katherine have two children, ages 18 and 16.

Terry Hartigan, CFP®

Principal

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Terry P. Hartigan is a Principal of Capital Directions and is a Certified Financial Planner™. Terry began his career as a financial adviser managing the private wealth and business affairs of a single family in 1993. In 1997, he formed Hartigan Financial Advisory, Inc. to serve the demand for fee-only financial planning and investment management consulting in an independent, conflict-free environment. Prior to joining the firm in January 2013, Terry was a Principal with Ashwood Advisors, LLC, an independent registered investment adviser. Terry also worked at the accounting and advisory firm of Gifford, Hillegass & Ingwersen, LLP, where he was a Principal in the tax department.

Terry has been a featured guest on CNBC’s “Power Lunch” and “Closing Bell” and has been named a Five Star Wealth Manager: Best in Client Satisfaction by Atlanta Magazine and Crescendo Business Services.

He graduated from the University of Georgia with a Bachelor of Business Administration in Finance and is an active member of St. Jude Catholic Church. He is also a board member of the Community Assistance Center in Sandy Springs. He and his wife Jill have 3 daughters.

Scott Pritchard, AIFA®

Principal

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Scott Pritchard is a Principal of Capital Directions and leads the firm’s work with retirement plans. He has earned the Accredited Investment Fiduciary Analyst™ (AIFA®) professional designation, awarded by the Center for Fiduciary Studies, and has over twenty-seven years of experience in the financial services field. He has been featured in Investment News, Forbes.com, and the Wall Street Journal. He is the author of multiple white papers published in the Journal of Pension Benefits and the co-author of the book Life, Law & The Pursuit of Wealth.

Mr. Pritchard graduated with a degree in Marketing from Appalachian State University in 1990. A resident of Asheville, NC, he is an active member of Central United Methodist Church and serves on Committee for YoungLife of Asheville and Buncombe County. He and his wife Jenny have two children, ages 17 and 15.

John Williams CPA, CFP®

Principal

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John believes there are two types of smarts – book smarts and people smarts. If you can have both, you want both. But if you can only have one, he believes you always want people smarts.

When working with clients on the most important aspects of their financial lives, he believes people smarts apply in listening. “You glean so much information about the journeys people have taken when you listen to their stories.”

“Financial planning is about more than just money — it’s about lifestyle. Money is a tool, and we shouldn’t let it control us. If your idea of the perfect retirement is sitting on your back porch and reading a book, that doesn’t cost much money. Most people enjoy the simple things — being with someone they love, or reading a book, or cooking a meal. Ultimately, the planning process is about discovering what makes you happy, and what you need to do to get there.” John believes his role is being the clients’ chief resource for all areas of critical planning decisions– both financial and non-financial.

After graduating with honors from Georgia State University, John begin a career in public accounting with a national accounting firm. “It was a great experience as I developed a strong foundation in analyzing financial information”. But in public accounting you are primarily looking backwards, i.e. reporting the history, e.g. financial statement or a tax return. It’s very important to know and understand what happened in the past but most people were seeking help in looking forward. In the early 80’s, when the financial planning industry was still in its infancy, John had an “aha” experience when he discovered the field. Here was a body of study and knowledge that was about “looking forward”.  John went on to build two businesses – a CPA® practice and financial planning practice. Our mission – we could help you understand the past and plan the future – all under the same roof. The CPA® practice worked with hundreds of individuals including numerous business owners. Since 2013, John has concentrated on working with business owners and retirees.

John is blessed to have a wonderful wife, Susan, who has been his partner in both life and business. He also finds enjoyment and satisfaction by being a part of his community including the Rotary Club of Milton-Windward.

Michael Bork

Wealth Management Analyst

Katie Conroy

Client Services Manager

Donna Francis

Client Services Manager

Macora Furlong

Director of Operations

Michael Bork, CFP®

Wealth Management Analyst

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Michael Bork is the Wealth Management Analyst for Capital Directions and is a Certified Financial Planner™. Prior to joining the firm, Michael was a Wealth Management Advisor with Plante Moran Financial Advisors in Detroit, Michigan. During his time there he worked to serve high-net worth, ultra-high net worth, family office, and institutional clients. Mr. Bork has experience in investment due diligence, tax planning, estate planning, retirement planning, charitable gifting strategies, and trust accounting. Mr. Bork has an undergraduate degree in Business Administration and Finance with a concentration in financial planning from Olivet Nazarene University.

Katie Conroy

Client Services Manager

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Katie Conroy joined Capital Directions in March 2017 and serves as a Client Services Manager. Katie has over 12 years experience in financial services and holds her CRPC® (Chartered Retirement Planning Counselor) designation. Mrs. Conroy graduated from the University of Wisconsin with a bachelors degree in Marketing and Business Administration in 2004. Outside of work, she enjoys yoga, hiking, reading, traveling and spending quality time with her husband and daughter.

Donna Francis

Client Services Manager

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Donna Francis joined Capital Directions in May 2014 as a Client Services Manager. She graduated from Bloomsburg University in Pennsylvania with a B.S. in Business Administration and relocated to Georgia with her family. Prior to joining Capital Directions, she was an Investor Relations Manager for an Atlanta-based wealth management firm. She brings over 19 years experience in the financial services industry to our team and has worked in various capacities within the brokerage and registered investment advisor arena’s while holding multiple securities and insurance licenses. Her favorite past times include tennis, golf, Crossfit, cooking, photography and time spent with her family.

Macora Furlong

Director of Operations

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Macora Furlong is the Director of Operations for Capital Directions having joined the firm in December 2004. Ms. Furlong has over 31 years experience in financial operations at Registered Investment Advisory firms. Her past experience includes management responsibilities in the areas of trading, back-office management, client services, beta testing of new trading applications, and liaising between brokerage firms and an independent advisor. As Capital Directions’ Director of Operations, Ms. Furlong heads a dedicated team of Client Service Managers where her knowledge and experience in the securities markets helps to keep the Operations Department running smoothly. She attended Kennesaw State University and has three children.

Evan Goldfuss

Wealth Management Analyst

John McMillen

Chief Investment Officer

Angela Muse

Client Services Manager

Richard O’Donnell

Wealth Advisor

Evan Goldfuss

Wealth Management Analyst

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Evan Goldfuss is a Wealth Management Analyst for Capital Directions. Prior to joining the firm in February 2018, Mr. Goldfuss received his undergraduate degree in Finance with specializations in both Personal Wealth Management and Insurance from the University of Alabama. With experience interning at both New York Life Insurance Company in Manhattan and Georgia’s Own Credit Union here in Atlanta, Mr. Goldfuss has a true passion for the financial services industry and is now currently pursuing his CFP Designation. Outside of the office, Evan enjoys spending his time on the golf course, in the gym, and traveling.

John McMillen, CFA, CFP®

Chief Investment Officer

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John McMillen is the Chief Investment Officer for Capital Directions, having joined the firm in February 2005. Prior to joining the firm, Mr. McMillen was an Investment Consultant with Charles Schwab & Co., Inc.’s Private Client Group. Prior to his career at Schwab, he worked in various capacities at Wachovia Bank, the Center for Society Law and Justice, and First Virginia Bank. Mr. McMillen has an undergraduate degree in Economics and an M.B.A. with a finance concentration from the University of New Orleans. He earned the right to use the Chartered Financial Analyst® designation in 2006. He and his wife, Jessica, have four children.

Angela Muse

Client Services Manager

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Angela Muse joined Capital Directions in April 2010 as a Client Services Manager. Prior to joining Capital Directions, she worked for an Atlanta-based money management firm as the Senior Operations Officer for 14 years. Mrs. Muse graduated from the University of South Alabama with a B.S. in Finance in 1995. She enjoys cooking, travel and writing children’s books. She and her husband, Ben, have two children, ages 14 and 11.

Richard O’Donnell, CFP®

Wealth Advisor

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Richard O’Donnell is a Wealth Advisor and is a Certified Financial Planner™. Prior to joining the firm, Richard spent eight years working with senior-level executives and other high-net worth individuals at a wealth management firm in Cincinnati. Mr. O’Donnell has experience in investments, tax, executive compensation, estate planning, retirement planning and charitable gift strategies. Mr. O’Donnell graduated from DePauw University. He lives in Atlanta with his wife and daughter.

Kate Pishnak

Director of Business Affairs

Josh Podczervinski

Wealth Advisor

Ali Schnell

Advisor Services Manager

Laura Taylor

Client Services Manager

Kate Pishnak

Director of Business Affairs

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Kate Pishnak joined Capital Directions in July 2007. Ms. Pishnak brings over 15 years of management experience. As the Director of Business Affairs for Capital Directions, Kate is responsible for all accounting, HR, technology and marketing functions of the firm. Working closely with the Principals of the Capital Directions, she is responsible for development and implementation of major projects as well as keeping CD running smoothly. Kate holds a degree in Psychology from Georgia State University.

Josh Podczervinski CPA, CFP®

Wealth Advisor

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Josh has worked in public accounting since 1998, and as a wealth manager since 2008.  He has a BS degree in Accounting from NC State University, is a Certified Public Accountant (2000) and Certified Financial Planner (2009).  He is a member of the National Association of Tax Professionals, where he previously served on the board and as education committee chair for three years.  He is also the past Treasurer of the Lanier Jaycees, a graduate of the 2007 class of Leadership Forsyth, and participated in the Georgia CPA® Ambassadors program.  Josh has experience in tax planning, financial planning and retirement planning.  Josh lives in Cumming with his wife and daughter.

Ali Schnell

Advisor Services Manager

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Ali Schnell serves as the Advisor Services Manager for Capital Directions where she helps Registered Investment Advisors and CPAs win and maintain wealth management and retirement business. With a background in Marketing, Ali joined Capital Directions in 2010. Ali graduated from the University of Georgia with a B.B.A. in Marketing. She lives in Dunwoody with her husband, Justin.

Laura Taylor

Client Services Manager

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Laura Taylor joined Capital Directions in September 2008 and serves as a Client Services Manager. Laura has over 15 years experience in financial operations. She enjoys tennis, reading and, most of all, spending quality time with her family. Mrs. Taylor is married to Kurtis and has two sons, ages 19 and 15.

David Thomason

Client Services Manager

David Thomason

Client Services Manager

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David Thomason joined Capital Directions in 2011 as Client Services Manager. His areas of responsibility include operations, trading, and reporting. Prior to joining the firm, Mr. Thomason served in operational positions in both the insurance and investment fields. He holds a B.A. degree in Finance from Kennesaw State University.